By financen | August 23, 2018 - 4:15 pm - Posted in Law, Laws, Legal

In San Francisco, US, a judge rejected a request by Facebook to toss out a civil lawsuit against them. Facebook was accused of violating privacy rights with face recognition software to help ‘tag’ people in their pictures.

According to the US District Court Judge, James Donato, the lawsuit was filed by three Illinois residents under the auspices of the State Biometric Information Privacy Act.

The court said that the Facebook’s face recognition technology involves a scan of face geometry done without plaintiff’s consent.

In Illinois, the legislators had earlier passed the act to address emerging biometric technology such as facebook face-recognition software

In a motion to defense, Facebook had argued to dismiss that analyzing uploaded photographs did not qualify as biometric data and that the Illinois law did not apply.

As stated in the 24 page ruling, Facebook has now modified its terms of service to state that they are governed under California Law, but timing and circumstances permit the application of the Illinois act in the suit.

The court accuses Facebook of illegally collecting biometric data from faces in pictures and storing it secretly without consent for a feature that will allow people to tag friends by name at the social network sites.

Plaintiff’s lawyers contend that Facebook is in violation of Illinois law because biometric identifiers in the form of facial geometry are gathered, stored and then they are used for tagging suggestions at the California-based social network site without permission.

The suit has not clarified about the damages yet, and comes as Internet titans such as Facebook, Google. Others are investing heavily in artificial intelligence to understand and cater to users of online offerings.


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By financen | March 8, 2018 - 6:39 pm - Posted in Laws

If you have a legal issue that is costing a lot of money or is very complex, you may not want to try and go at it alone without the help of a trusted lawyer. A good lawyer can do much more than offer legal information. They can work with you to offer advice to strategically win your case and what is necessary to make it happen. For cases involving something as serious as a personal injury, you need to find a reputable injury lawyer in San Antonio to trust such as the ones found at No matter what legal issue you are going through, below are some great ways to find a trusted lawyer to help you out.

Use Trusted Referrals

Referrals can be a great way to find trusted services in all types of fields, especially for the area of law. While it is not a great idea to solely base your decision of hiring a lawyer based on someone else’s experience with them, it can be a great starting point. Some places to begin asking for referrals can include your friends, family members coworkers and business associates.

Online Directories

Another great place to find a trusted lawyer is through reputable lawyer services online such as They offer people a way to find lawyers in their local area to hire based on the type of case you are having. Once you enter in a few basic pieces of information about your case, you will get paired with lawyers who you will be able to contact directly. Another great thing about Nolo is that you can find a complete and comprehensive profile for each lawyer they have listed on the site. It will talk about their experiences, areas of practice and their education backgrounds.

For many different cases, it is essential to hire the help of a trusted lawyer. They may be the necessary piece for you to able to have a great outcome in your legal matter. If you are only needing some legal advice from an attorney, be sure to make sure a lawyer is willing to offer those services specifically before you hire them.

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By financen | December 8, 2017 - 3:51 pm - Posted in Law, Laws, Legal

Alimony isn’t awarded as much today as it was decades ago, but it’s still an existing part of divorce even in this day and age. When a dependent spouse ends a marriage or their partner ends a marriage, it can be a financial crisis for them and they may not be able to support themselves. For someone in a very long-term marriage (Over 17 years), this is something that the courts take very seriously. A marriage of this length often requires sacrifices on the part of the dependent spouse that makes them vulnerable to financial difficulty after the marriage has ended. For marriages of these lengths, courts are likely to award some form of alimony on perhaps a permanent basis.

For shorter marriages, especially short-term marriages (less than 7 years), there will be something called durational alimony. In regards to durational alimony Florida courts consider it to be a more short-term arrangement that will not proceed throughout the dependent spouse’s life. When there is going to be an extreme difficulty financially on the part of a spouse who was dependent during even a short marriage, a court can take a look at durational alimony and see if it should be applied to the divorce decree.

Lawyers are best able to tell you if you’re going to be able to get any type of alimony at all. Most spouses will not get permanent alimony, but there will be those rare instances where people who are married such a long time may be able to qualify for this type of alimony. And durational alimony is even less likely to be awarded because it’s typically considered in cases where the marriage lasted less than 7 years.

No dependent spouse should overlook the possibility of alimony. When you’re married to someone and sacrifice your own financial freedom, you have the right to at the very least discuss alimony with a lawyer to look out for your best interests. While some people choose not to even address the subject of alimony, there’s always a chance that your lawyer might want to pursue alimony for you if you’re a dependent spouse. And there’s absolutely nothing wrong with durational alimony. It’s a good way to compensate a dependent spouse for the financial security they sacrificed, but only for a short period of time in relation to the length of time married.

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By financen | January 3, 2013 - 4:16 pm - Posted in IRS, Laws, Tax

It is a fact that millions of taxpayers in USA are losing millions of dollars to the government because of erroneously prepared tax returns. This is mainly because of the ignorance on their part, or because of the ignorance or negligence of the professionals they have paid to prepare their tax return.



This incidence of ignorance has increased to such a magnitude that the IRS is forced to take action. From 2013, anyone who prepares tax returns for a fee, unless he is an attorney, CPA or enrolled agency, they have to be certified by the IRS. They will have to pass an IRS competency examination and a background check, before the certificate is issued to them.

Preparing your own income taxes is not at all that difficult as your tax professional might want you to think it like. There are many advanced tax preparation softwares available that has made preparing taxes so easy. You do not need any knowledge of tax laws to understand the process. This holds particularly true with the Turbo Tax Home and Business Tax preparation software, which has now gotten much better in the recent times. As it is not that expensive, it is virtually just as easy and effective to use this tax software as it will be used by a professional tax preparer.

There are many benefits of preparing taxes on your own. You do not need to disclose your sensitive personal information to any other person. It will reduce the risk of your personal information being compromised. Your never know how much your personal information is safe after leaving from the doorstep of your tax preparer. The IRS has found a huge increase in taxpayer identity theft in the last couple of years. That’s why they are always advising to consult with honest tax accountants with whom your personal information is safe and secure.

You can actually save a lot of money when you prepare your taxes on your own. Hiring an accountant can be quite costly and tax preparation fees can range from $300 and upwards for an average tax return with a Schedule A. When you file taxes on your own, you will have full control over it. You can take as much time to prepare your own taxes and do your own research to ensure optimum results.

It will also motivate you to look at your own finances and as you immerse yourself in the process, you gain more knowledge about tax matters and money management issues.

More information:

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By financen | January 16, 2008 - 7:23 pm - Posted in Laws, Tax

These questions will vary as per your case. Go through these points and know how to get started.

  • What are your areas of specialization?
  • What is the cost of the initial consultation?
  • Have you handled cases like mine before? How many? What was the outcome?
  • Will you be the only attorney who works on the case? If not, who else will work on it?
  • How long will it take for this case to be resolved?
  • How much will my case cost? Can you take my case on a contingent fee basis?
  • Can I do some of the work on the case to keep the cost down?
  • Are there things I should do to improve my case, or to help you?
  • How will you keep me informed about the progress of my case?
  • If I contact your office with questions, how long will you take to return my call?
  • If you are unavailable or on vacation, who can I speak to about my case?
  • Can I reach you after hours, if I have an emergency?
  • How often do you go to trial?
  • If I am not happy with a settlement offer, and you want to settle, will you go to court anyway?
  • If I am happy with the offer, but you think we can win more at trial, will you follow my wishes?
  • Have you ever been disciplined by an ethics committee, or been suspended from the practice of law? If so, why?
  • What “continuing legal education” courses have you attended during the past few years?

A written agreement is a must

Always get the written retainer agreement so that you have your rights protected. Before signing the contract, go through the points carefully and if you have any queries, get it clarified by your attorney. If you are paying thousands of dollars just in fees, you might even like to get the contract reviewed by another attorney and compare. The retainer agreement should accurately describe the legal issues for which the attorney is representing you, the amount of fees and all terms that have been discussed.

Terminating the agreement

You have the right to terminate a relationship with an attorney in an ongoing case. It must be noted that you have to pay for the services that the attorney has already performed for you. If the attorney has mentioned about recovering the complete cost of the case even if you decide terminating the agreement in between, you will have to pay the full amount.

Dispute between you and your attorney

In the event a dispute arises between you and your attorney, dispute resolutions services are offered by the state bar councils. These services are particularly beneficial in the event of fee disputes. Each state has a “grievance” procedure where you can file complaint against your attorney and have them investigated.

By financen | January 14, 2008 - 7:46 pm - Posted in Laws

Why should one hire an attorney? The court system has become so complex, sometimes it becomes quite difficult to find a way through the system without special training. Even when judges sound to be understanding, if you are fighting your case on your own, their might be undue delay in the getting the final resolution of the case. Sometimes, small procedural errors can be very damaging to the outcome of a case. Expert advice from a lawyer is always recommended to avoid such situations.

  • What will be the cost of an attorney?

The cost of an attorney can vary in each case. Some types of cases are more costly to litigate than others. If you are fighting on a case of traffic ticket, it will be cheaper in comparison to a federal case where an attorney is fighting on a felony criminal charge. Different attorneys have their own charges. It is not always true that the best lawyer will be very expensive. Sometimes they can win your case at an affordable price. When you are looking for an attorney, ask for the cost of their representing your case in the court. Most attorneys will not quote a price until they have gone through the case and learnt the facts. You need to feel comfortable with your attorney and the price quoted by him should not sound a burden on you. Other attorneys quote a very low retainer in order to get the client to hire them, and then bill the client for additional work.

  • Where to find an attorney?

You can find attorneys from a variety of sources. Seek advice from your friends, or from your doctor, or, accountant, or another professional. You may contact the State Bar lawyer referral service. You may find an attorney through a variety of sources but there is no magical answer of finding the best attorney. It all comes by experience.

  • Should the attorneys advertised in TV or 800 numbers be hired?

Generally speaking, television and radio advertisements are a bad way to find an attorney. There are many referral agencies who advertise the attorneys on TV and radio. They collect a large number of calls and then divide it to their member attorneys. The law firms pay a high cost on advertisements. They refer the cases to other law firms to share the enormous cost of advertising. Most of the time, the attorney will not take your case if there is no scope to make a large sum of money from your case.

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By financen | January 9, 2008 - 8:25 pm - Posted in Laws, Personal Finance

Managing savings accounts can already be a headache, couple that with careless check handling and you might even find yourself behind bars.Every state has laws for writing bad checks. The amount of the check is important. If you are putting an incorrect figure on the check and you don’t have the money in your bank account, you can be charged with a crime. Most creditors will not take you to the court in the very first chance after writing a bad check. They will keep sending the check to your bank account until the time it is proven that you are intentionally avoiding the debts. They will try to get a judgment in the court. If you are in a state where garnishment is allowed, the court might order to garnish your wages.

Not every state permits wage garnishment. Check with your state laws. The creditor has to follow your state laws before taking the case to the court. If a court hearing is fixed, don’t avoid the court date. You have to show your income ability to the judge and agree to make small payments. This way, you can avoid a possible judgment.

You should also check the statute of limitations of your state if any creditor has filed a case against you. If the debt is past the SOL period, you can request the judge to dismiss the case. You need to send a dispute letter to the creditor explaining the expiry of SOL if the creditor has threatened to take you to the court. You need to show proof that a letter was sent to the creditor in right time in order to avoid the judgment. If you are in the state of FL, TX or PA, your wages cannot be garnished. Wages of a federal employee cannot be garnished in any state. I would start making a small payment towards the debt in good faith and prove my every intention to pay the debts.

A check may bounce anytime due to unforeseen reasons. If you accidentally have bounced a check, contact the payee as soon as you have realized the error. The creditor will allow you to work out some alternative arrangements with them. They might charge a fee due to the check being returned by your bank.

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