http://www.financenewspro.com/fair-debt-collection-practices-act/ Professional Finance News And Articles Thu, 17 May 2012 15:26:40 +0000 http://wordpress.org/?v=2.3.1 http://www.financenewspro.com/fair-debt-collection-practices-act/#comment-2151 KIZZY FARRINGTON Sat, 05 Jun 2010 02:37:25 +0000 http://www.financenewspro.com/fair-debt-collection-practices-act/#comment-2151 I HAD BEEN CONTACTED BY A DEBT COLLECTOR NOW WE WERE TRYING TO SEE IF MY HUSBAND WOULD QUALIFY FOR A HARDSHIP SO HE CAN MAKE MINIMUM PAYMENTS ON THIS ACCOUNT UNTIL HE CAN AFFORD TO MAKE BIGGER PAYMENTS SHE ASKED HIS JOB HISTORY I SAID HE WORKS PART TIME AND HAS BEEN FOR 5 YEARS SHE SAYS OH HE HAS BEEN THER FOR FIVE YEARS AND IS ONLY PART TIME? I SAID WHY IS THAT NESSACARRY TO SAY WHETHER HE HAS BEEN FOR 5 YEARS THAT HAS NOTHING TO DO WITH YOU SO THEN SHE SAYS OH WELL I SEE HE HAS A JUDEMENT ON HIS CREDIT REPORT THAT SHOWS HOW MUCH HE WANTS TO PAY THIS DEBT SHE SAID I DIDNT WANT TO COOPERATE AND TOLD ME TO HAVE A NICE DAY THEN HUNG UP. I CALLED BACK AND ASKED TO SPEAK TO HER SUPERVISOR AND SHE PUT SOMEONE ON AND I EXPLAINED THE SITUATION SO HE SAYS OK LETS SEE WHAT I CAN DO FOR YOU SO HE ASKED MY HUSBANDS INFO I TOLD HIM THEN HE SAYS OK HOW MUCH DO YOU MAKE I SAID THIS IS MY HUSBANDS DEBTS NOT MINE HE SAID IN ORDER TO SEE IF HE QUALIFIED FOR A HARDSHIP I HAD TO INCLUDE MY INCOME I TOLD HIM THAT THAT WAS INCORRECT AND THAT I WOULD NOT PROVIDE MY INFO BECAUSE IT HAD NOTHING TO DO WITH ME HE SAYS THE SAMETHING THE LADY SAID I SEE YOU DONT WANT TO WORK SOMETHING OUT GOOD BYE. I CALLED BACK AND ASKED THE OPERATOE TO GIVE ME THE ADDRESS OF THE COMPANY SHE TRANSFERED ME BACK TO HIM AND HE SAID I MAILED YOU A LETTER GOODBYE IF THIS IS MY HUSBANDS DEBT WHY ARE THEY TRYING TO INCLUDE MY INCOME? AND IS THIS LEGAL? I HAD BEEN CONTACTED BY A DEBT COLLECTOR NOW WE WERE TRYING TO SEE IF MY HUSBAND WOULD QUALIFY FOR A HARDSHIP SO HE CAN MAKE MINIMUM PAYMENTS ON THIS ACCOUNT UNTIL HE CAN AFFORD TO MAKE BIGGER PAYMENTS SHE ASKED HIS JOB HISTORY I SAID HE WORKS PART TIME AND HAS BEEN FOR 5 YEARS SHE SAYS OH HE HAS BEEN THER FOR FIVE YEARS AND IS ONLY PART TIME? I SAID WHY IS THAT NESSACARRY TO SAY WHETHER HE HAS BEEN FOR 5 YEARS THAT HAS NOTHING TO DO WITH YOU SO THEN SHE SAYS OH WELL I SEE HE HAS A JUDEMENT ON HIS CREDIT REPORT THAT SHOWS HOW MUCH HE WANTS TO PAY THIS DEBT SHE SAID I DIDNT WANT TO COOPERATE AND TOLD ME TO HAVE A NICE DAY THEN HUNG UP. I CALLED BACK AND ASKED TO SPEAK TO HER SUPERVISOR AND SHE PUT SOMEONE ON AND I EXPLAINED THE SITUATION SO HE SAYS OK LETS SEE WHAT I CAN DO FOR YOU SO HE ASKED MY HUSBANDS INFO I TOLD HIM THEN HE SAYS OK HOW MUCH DO YOU MAKE I SAID THIS IS MY HUSBANDS DEBTS NOT MINE HE SAID IN ORDER TO SEE IF HE QUALIFIED FOR A HARDSHIP I HAD TO INCLUDE MY INCOME I TOLD HIM THAT THAT WAS INCORRECT AND THAT I WOULD NOT PROVIDE MY INFO BECAUSE IT HAD NOTHING TO DO WITH ME HE SAYS THE SAMETHING THE LADY SAID I SEE YOU DONT WANT TO WORK SOMETHING OUT GOOD BYE. I CALLED BACK AND ASKED THE OPERATOE TO GIVE ME THE ADDRESS OF THE COMPANY SHE TRANSFERED ME BACK TO HIM AND HE SAID I MAILED YOU A LETTER GOODBYE IF THIS IS MY HUSBANDS DEBT WHY ARE THEY TRYING TO INCLUDE MY INCOME? AND IS THIS LEGAL?

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