By financen | September 26, 2007 - 9:43 am - Posted in Personal Finance

How can you be healthy financially? Do you have any definite ideas? Here I am trying to share my thoughts with you.

1) Make a habit of saving – If you want to stay financially healthy then you must have this habit. How little and how much you can save it’s not matter too much but the important aspect is your saving habit. So try to save as much as you can from your total earning for future.

2) Know the difference between “need” and “want” – We must have the basic knowledge of the difference between the two word need and want. Food, water, cloth, shelter is your need whereas entertainment goods like a latest mobile or car are your want.

3) Live within your limit – You should know your limit of earning and expenses should also be within that range. If expense outgoes income then you are going to be in a downfall. So know your means of living in better ways to make your financial position healthy.

4) Make budget for new financial year – A better plan always make your goal successful. You must have a pre plan to be successful in your life. In the same way your financial healthiness depends on a better budget. So when a new financial year starts make a budget for the year and maintain your lifestyle according to that.

5) Be careful at the time of taking a loan – Most of us need to take loan sometime in our life. You must be careful about the repayment plan and the interest rate on that loan. Do some market survey about the interest rate before taking a loan. This kind of small but important decision can change your life.

6) Get relief from Debt – Some of us have already ruined up their financial position. Huge amount of debt already there with them. From this kind of position how can they come out? The answer is simple, pay out debt. But again the question may be asked that how can they pay when they don’t have enough amount to pay! In this position they can opt for the services of Debt Consolidation or Debt Settlement. But you need to take professional advice before taking any crucial decision.

7) Try to earn more – Before everything the most important advice may be earn as much as you can. Your huge earning can solve all of your problems. Never waste your time idly, try to invest your every moment in thinking of earning more and more.

If you do have further suggestions regarding financial healthiness please share with us as your comment. I will really appreciate your suggestions.

This entry was posted on Wednesday, September 26th, 2007 at 9:43 am and is filed under Personal Finance. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.


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