Comments on: Know your rights against harassment from creditors and collection agencies http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/ Professional Finance News And Articles Thu, 17 May 2012 15:52:27 +0000 http://wordpress.org/?v=2.3.1 By: g hickman http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-2911 g hickman Thu, 17 Mar 2011 14:34:17 +0000 http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-2911 i have debt collectors knocking my door for a debt from a previous address im now unemployed and cant afford to pay anything at all what if they get a court order what can i do dont have enough money to live on as it is do i have to offer a payment or can i make them wait until i get a job i have debt collectors knocking my door for a debt from a previous address im now unemployed and cant afford to pay anything at all what if they get a court order what can i do dont have enough money to live on as it is do i have to offer a payment or can i make them wait until i get a job

]]> By: Michelle http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-2187 Michelle Mon, 28 Jun 2010 23:45:18 +0000 http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-2187 I was recently turned over to a collection agency. When I contacted them willing to work something out they wanted either the full amount or at least $500 to do a settlement. I offered to work something out with them because I want to make this right. They refused to work anything out and said they will pursue further action. I even said that I would be willing to pay off the full amount if they work something out with me. Can they do this? I am trying to do the right thing! I was recently turned over to a collection agency. When I contacted them willing to work something out they wanted either the full amount or at least $500 to do a settlement. I offered to work something out with them because I want to make this right. They refused to work anything out and said they will pursue further action. I even said that I would be willing to pay off the full amount if they work something out with me. Can they do this? I am trying to do the right thing!

]]> By: repo questions http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-2137 repo questions Tue, 18 May 2010 02:42:16 +0000 http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-2137 Are auto reposession agents allowed to repeatedly show up at place of employment, come into office as they are looking for auto that is to be repossesed? Auto is currently broken down & being worked on by a friend of a friend & i do not know where it is right now. i told the agent as much & he said he will come by my place of work every day Are auto reposession agents allowed to repeatedly show up at place of employment, come into office as they are looking for auto that is to be repossesed? Auto is currently broken down & being worked on by a friend of a friend & i do not know where it is right now. i told the agent as much & he said he will come by my place of work every day

]]> By: Ify http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-2026 Ify Tue, 15 Dec 2009 17:38:40 +0000 http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-2026 I am writing to voice a complaint against Chase bank they are calling me in regards to my son's account with them he is 32 yrs old and do not reside with me they are calling numerous times 7:34 8:47 10:57 12:46 7:30 8:15 8:40 I want to know if what my rights are and how to stop these call I have not talk with them nor do I feel I should because it is not my responsibility nor should I give any information I asked my son to call them I am writing to voice a complaint against Chase bank they are calling me in regards to my son’s account with them he is 32 yrs old and do not reside with me they are calling numerous times 7:34 8:47 10:57 12:46 7:30 8:15 8:40
I want to know if what my rights are and how to stop these call I have not talk with them nor do I feel I should because it is not my responsibility nor should I give any information I asked my son to call them

]]> By: Nanette Gossett http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-1998 Nanette Gossett Mon, 02 Nov 2009 16:36:23 +0000 http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-1998 Until last month I have always paid my bills and credit cards on time. I am not working and have gone through my savings and am now behind on bills. I have two credit card companies that have been contacting me several times a day and everyday. One company calls every hour and different numbers and the other is using an 800 number that pops up as my stepsons name not as a company. Is this legal? I have already called them and told them that I am unable to make a payment right now. What can I do? Until last month I have always paid my bills and credit cards on time. I am not working and have gone through my savings and am now behind on bills. I have two credit card companies that have been contacting me several times a day and everyday. One company calls every hour and different numbers and the other is using an 800 number that pops up as my stepsons name not as a company. Is this legal? I have already called them and told them that I am unable to make a payment right now. What can I do?

]]> By: Joe http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-1359 Joe Wed, 22 Oct 2008 20:14:19 +0000 http://www.financenewspro.com/know-your-rights-against-harassment-from-creditors-and-collection-agencies/#comment-1359 Nice article. Here is an information article from the FTC on the same topic-- http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm This lawyer also has a nice list of prohibited debt collector actions-- http://www.jahlaw.us/PCenter2.shtml?focus=topic&id=4 I believe contact with third parties (i.e., family members, neighbors, employer) is limited to attempts to locate the debtor. They may not disclose or imply that a debt is outstanding. Nice article. Here is an information article from the FTC on the same topic–
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

This lawyer also has a nice list of prohibited debt collector actions–
http://www.jahlaw.us/PCenter2.shtml?focus=topic&id=4

I believe contact with third parties (i.e., family members, neighbors, employer) is limited to attempts to locate the debtor. They may not disclose or imply that a debt is outstanding.

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