By financen | April 13, 2011 - 3:42 pm - Posted in Payday Loan

There are two different types of payday loan companies: The first is the physical storefront (brick & mortars) that you see everywhere from the malls and downtown areas, to neighborhood shopping centers. The second is the newer version: online payday loans. If you are confused about which one to use, read the following benefits of each, and hopefully you will gain a better understanding of which one to do business with:

The Advantages of a Brick & Mortar Cash Advance:

1. This might not be applicable all the time however there is a huge amount of trust with the customers, because the company has the financial capacity to build a store or an office.

2. Even though many customers may use web for valuable information, however they can be very reluctant to use only web based company for their payday loan.

3. It is convenient for the customer to shop around and buy the product because they can examine the product to their satisfaction.

4. There are large number of customers who would like to examine the product before the purchase it.

The Advantages of an Online Payday Loan:

1. Your payday loan will be processed much faster because it goes through fewer hands.

 2. You can secure your payday loan by going online without letting know many of the people about your business

3. Another advantage of going online is that you can process all your application in the privacy of your own home

4. Applications are accepted 24 hours a day.

5. To make your decision you would require plenty of time and you would have to do research about different companies which you can do online.

6. There are no long lines to wait for.


After hearing the benefits of both online and offline payday loans, hopefully you will realize which one is better for your personal needs. While you get to see, in person, a brick & mortar lender, it might not fulfill your needs of convenience and privacy. We hope that we were able to clear up this topic for you. Whether you currently possess bad credit, or you need a little extra cash at the moment, you now have two choices when it comes to getting the money you need to get by until your next paycheck.

This entry was posted on Wednesday, April 13th, 2011 at 3:42 pm and is filed under Payday Loan. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.


  1. June 6, 2011 @ 4:49 pm

    Payday loans are fast and easy to obtain! And they can help you in those unfortunate circumstances with those unexpected bills… There are many payday loan companies out there so make sure you do your research. It’s great because you can get the money you need when you need it most and you can pay it back with your next paycheck or in installments – depending on which company you go with. Signing up is easy and if approved you’ll recieve the money with in the next day! I had to apply for a payday loan before to help with some bills – it was easy to do and such a stress reliever!

    Posted by kennedy
  2. July 22, 2011 @ 10:48 am

    Even, a storefront payday lender will have normal store hours. But we all know that in an emergency can happen at any time. So if you need to get money in the middle of the night, as you can get from one building to the storefront lender. Instead of an instant payday loan is there for you 24 / 7 online. Right now is a trusted providers ready to help you get the money. When a payday loan you do not have to wait. So do not hesitate if you need cash now. The reason so many payday loan lenders online, because it is the easiest way for you to get your money. Remember, if you need money, there is an old shop, or a new and improved loan payday online. Which one you choose depends on you.

    Posted by pieterjons
  3. September 15, 2011 @ 10:31 pm

    Your situation – and your financial challenge – is unique to you. That’s why no one can make the decision for you regarding whether or not an online payday loan company or a brick and mortar payday lender is best.

    However, simply knowing that you have options can mean all the difference as you decide where to turn for help. As long as you choose a lender that is responsible, confidential, and available to offer you assistance whenever you need it, your financial solution can be as easy as the click of a button.

    Posted by Phil
  4. September 22, 2011 @ 12:08 pm

    From my sides, Another advantage of online search is that the payday advance online no fax payday loans. Most loan ads for television, radio, newspapers and storage operations require documentation for your work and your personal information. Network services only need to fill out an electronic form application. On-line application also provides for early adoption. Your request will be considered around the upper arms of the Chief Financial Officer. Fast approval means that will send the money directly to bank account within few hours. You can get instant cash that you need.

    Posted by Jessen Disoza